Thank you for visiting CAMELS Consulting Group.We encourage your further review of our core disciplines that provide solutions to the strategic and capital challenges facing community banks today. Our proven solutions offered client banks in striving to meet these challenges revolve around one key initiative … 'increasing shareholder value' of community banks.
CAMELS Consulting Group offers a unique blend of direct community bank management experience and deep understanding of the linkage between the shareholder and bank growth. This capability is further supported through extensive capital markets experience, as a NASD broker-dealer within the banking sector. It is this combination of community bank and broker-dealer management that provides the catalyst for sound strategic decisions for meeting growth opportunities and understanding the importance of meeting shareholder expectations.
Our name is recognized as being an acronym of the United States supervisory rating system for financial institutions, utilized to monitor a bank's overall financial condition. Initially the rating system comprised of five (5) components: C/Capital Adequacy; A/Asset Quality; M/Management Quality; E/Earnings; L/Liquidity creating the acronym CAMEL with the sixth being S/Sensitivity to Market Risk expanding to CAMELS.
While we recognize the importance of monitoring market risk, we look at the 'S' in CAMELS as being best represented by the description of 'Shareholder'. Our services focus on providing community banks the best guidance in attaining an exceptional shareholder return which equates to a strong CAMELS rating.
The founder of CAMELS Consulting Group offers a perspective of understanding investor expectations through an extensive career of direct bank management, investment banking, and management of a community bank sector specific FINRA broker-dealer. CAMELS Consulting Group principal is highly recognized for his work in providing Bank Valuations, Fairness Opinions, Private/Secondary Offerings, and Stock Dividend Plans.